No one does. Dice are not used when fighting an independent army. In order to beat an independent army, all you have to do is attack it with a superior force. Once you do, you automatically win the battle.
No
No
Yes, you can. However, we would recommend saving your cards for battling other players
Yes. For example, Carssus's card states that if you are victorious in battle, you will earn 6 currency. If you use this card on an independent army, you would earn 6 currency upon victory.
